What is covered under student health insurance in Australia

International students undertaking formal studies in Australia and their dependents (including spouses and children under 18) must have OSHC. The Department of Home Affairs requires overseas students to maintain OSHC for their duration in Australia.

What does OSHC cover?

OSHC insurers provide a range of different OSHC plans.

The compulsory minimum (basic) OSHC plan will usually cover:

visits to the doctor (GP)
some hospital treatments
ambulance, and
limited pharmaceuticals (medicines).

OSHC doesn’t cover treatments such as dental, optical or physiotherapy. You can purchase Extras OSHC from an OSHC provider if you want cover for these.

There are only a few registered health insurers that offer OSHC as Bupa, Allianz, Nib, etc., be careful when purchasing it yourself. Let AMET Education to take care about all of this proccesses!

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