Commonwealth BankGlobal Alliance partnerYour Australian bank account, ready before you land.
As a Commonwealth Bank Global Alliance partner, AMET Education helps students open a CommBank account from home — up to 14 days before arriving in Australia. Arrive with your account set up, then simply visit a branch to verify your ID and collect your card.
Your arrival-ready checklist
Sorted with AMET before you fly
- ✓Before you flyOpen your CommBank account online in about 10 minutes
- ✓Before you flyGet your account details to plan your money transfer, rent and bond
- ✓First days in AustraliaVisit any CommBank branch with your passport to verify your ID
- ✓First days in AustraliaCollect your Debit Mastercard and start using the CommBank app
Ready to open your account?
Apply through AMET’s Commonwealth Bank Global Alliance link. Questions about your arrival plans? Your AMET counsellor is here to help.
One less thing to worry about in your first week
Your first days in Australia are busy — enrolment, accommodation, a new phone number. Having your bank account set up in advance makes everything else easier.
Pay rent and bond
Have local account details ready for your landlord or student accommodation provider.
Receive money from home
Family can plan transfers to your Australian account well before your studies begin.
Bank on your phone
Once verified, manage everything in the CommBank app — payments, transfers, card controls and savings.
Get paid for part-time work
Employers in Australia pay wages into a local account — yours will be ready when you start work.
Skip the paperwork rush
Your application is done online from home, so your branch visit is a quick ID check.
AMET support throughout
Your AMET counsellor can guide you through the application alongside your visa, OSHC, accommodation and airport pick-up.
Student Everyday Smart Access account
CommBank’s everyday account for international students, with a Debit Mastercard, NetBank and the CommBank app.
- $0 monthly account fee for international students under 30*
- Debit Mastercard for tap-and-pay, online shopping and ATMs
- Fee-free withdrawals at CommBank ATMs (other ATM operators may charge a fee)
- $0 CommBank transfer fee on international money transfers sent in NetBank or the CommBank app*
- CommBank Rewards cashback offers in the app for eligible customers
- 24/7 access through the CommBank app and NetBank once your ID is verified
*Fees, eligibility and offers are set by CommBank and may change. Check the current terms on the CommBank application page before you apply.
Eligibility & documents
- Aged 14 or over, arriving in Australia within the next 14 days
- A valid passport
- Your Australian visa details (visitor visa subclasses 600, 601 and 651 are not eligible)
- The city you will live in, and your Australian address if you have one (otherwise your overseas address)
- Your Tax Identification Number (TIN) for each country where you are a tax resident
- Your Confirmation of Enrolment (CoE) or letter of offer — handy to have ready
Documents not in English must be translated by a NAATI-accredited translator or equivalent. Students under 14 can open a youth account in branch after arriving.
Four simple steps
Apply online
Use AMET’s CommBank link to complete the application with your passport and visa details.
Get your details
Your account is opened and you receive your account details, ready to share for transfers, rent and bond.
Visit a branch
Bring your original passport and TIN to any CommBank branch in Australia to verify your ID and collect your card.
Go digital
Download the CommBank app or log in to NetBank for full access to your account.
Important: if your ID isn’t verified in a branch within 20 days of opening, CommBank may close the account automatically. If your travel plans change, you can reapply once you arrive.
Common questions
Does it cost anything to use AMET’s link?
No. Applying through AMET’s link costs you nothing extra — you get the same CommBank account, fees and features as applying directly.
How early can I open my account?
You can apply online up to 14 days before you arrive in Australia. If you’re already in Australia, CommBank also lets newcomers open an account within their first 12 months.
Can I use my account before I arrive?
Your account details are available once it’s opened, but full access — including withdrawals, your card, NetBank and the app — starts after you verify your ID at a CommBank branch in Australia.
What if my arrival is delayed?
You need to verify your ID in a branch within 20 days of opening, or the account may be closed. If your plans change, simply reapply closer to your new travel date or after you arrive.
I’m under 18 — can I apply?
Students aged 14 or over can apply online before arriving. Students under 14 can open a youth account at a branch after arriving. AMET can help under-18 students and parents with guardianship and welfare arrangements too.
Who do I contact for banking questions?
For questions about your account, contact CommBank on 13 22 21 within Australia or +61 2 9999 3283 from overseas. For help with your study plans, visa or arrival, contact your AMET counsellor.
Important information. AMET Education Pty Ltd is a Commonwealth Bank Global Alliance partner and is not part of the Commonwealth Bank Group. AMET may receive a payment from the Commonwealth Bank for accounts opened through this page; any commission is paid to AMET Education, not to individual staff.
Banking products are issued by the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945. Information on this page is general only and does not take into account your objectives, financial situation or needs. Consider whether the product is right for you and read the CommBank terms and conditions before applying. Fees, eligibility and offers are set by CommBank and may change; information current as at October 2026.
